Cross-border payments across Africa still punish the patient. Liquidity sits locked in isolated pockets. A sharp naira slide sends everyone scrambling for USDC or USDT; local currency dries up, and what should be a routine transfer becomes a waiting game of widening spreads and unanswered confirmations. Merchants lose margin. Fintechs lose trust. The system works, yet it works against the people who need it most. Oluwaseyi Falola has observed th…
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