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Counting Kilowatts, Cutting Payments: How Freddie Mac’s New “Energy-Efficient Appraisal” Can Stretch Your Mortgage Budget
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Counting Kilowatts, Cutting Payments: How Freddie Mac’s New “Energy-Efficient Appraisal” Can Stretch Your Mortgage Budget
A House Hunt Meets a Utility Bill Abby Miller spent three frustrating months scrolling through listings near Raleigh, only to learn that a starter-home mortgage at today’s 6.7 percent rate would max out her budget around $345,000—barely enough for a two-bedroom fixer. Then her loan officer mentioned something Abby had never heard of: Freddie Mac’s Energy-Efficient Appraisal pilot. If Abby could document that the home she chose would save at leas…
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