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‘Zombie Debts’ Refuse to Die, Haunting New Yorkers for Decades

Summary by New York Focus
In recent months, New York Focus has been reporting on “sewer service,” the term for when plaintiffs in a lawsuit fail to properly inform defendants that they’re being sued. Sewer service is particularly widespread in the debt collection industry, where it frequently results in creditors winning cases and garnishing a defendant’s paycheck before those defendants even realize they’ve been sued. It’s often the result of dishonest process servers —…

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New York Focus broke the news in on Thursday, August 14, 2025.
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