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Why More Under-25s Are Choosing £5,000 Classic Cars over Modern Models

Specialist insurer Just Kampers says under-25s classic-car policies have risen more than 200% in two years as Beetles cost less to insure than hatchbacks.

  • Britain's youngest motorists are increasingly choosing classic vehicles over modern models, with the iconic Volkswagen Beetle leading the trend. Specialist insurer Just Kampers reports that insurance uptake among under-25s for these cars has risen by more than 200% over the past two years.
  • A 23-year-old driver living in the GU9 postcode area received a £463 insurance quote for a 1967 Volkswagen Beetle, compared to £704 for a 2019 Volkswagen Polo with a £525 excess. Rising insurance premiums for modern vehicles are driving younger buyers toward classic cars.
  • Younger buyers prefer Beetles built before German production ended in 1980, with prices typically ranging from £5,000 to £10,000. These practical classics allow drivers to perform maintenance themselves using basic tools, reducing running costs while providing a rewarding sense of achievement.
  • Owning a classic is not without drawbacks; older vehicles lack the safety technology and convenience found in modern cars. Regular maintenance is required, and replacement parts may not always be immediately available.
  • Beyond financial incentives, owners enjoy distinctive styling that stands out from today's uniform designs. Just Kampers notes that younger enthusiasts are drawn to these vehicles because they generate interest on social media, creating a unique motoring community.
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Why more under-25s are choosing £5,000 classic cars over modern models

Rising insurance premiums and the appeal of affordable, characterful motoring are encouraging more under-25s to swap modern hatchbacks for classic cars, with the iconic Volkswagen Beetle leading a growing trend.

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The Scotsman broke the news in Edinburgh, United Kingdom on Wednesday, July 29, 2026.
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