You Didn't Sell a Thing — but a $30,000 Fund Payout Just Raised Your 2028 Medicare Bill

You Didn't Sell a Thing — but a $30,000 Fund Payout Just Raised Your 2028 Medicare Bill

The post You Didn’t Sell a Thing — but a $30,000 Fund Payout Just Raised Your 2028 Medicare Bill appeared first on 24/7 Wall St.. Picture a retired couple in late December 2026, both 68, MAGI tracking around $205,000 for the year. They feel comfortably under the first IRMAA threshold. Then a brokerage statement lands: their large-cap mutual fund declared a $30,000 year-end capital-gains distribution. They did not sell a share. They did not rebal…