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UK Launches £15 Billion Warm Homes Plan with Free Upgrades and Low-Interest Loans

The plan aims to lift up to one million families out of fuel poverty by 2030 through £15 billion in public investment and clean technology upgrades.

  • On January 15, 2026 the government unveiled the Warm Homes Plan, a £15 billion programme offering homeowners government-backed zero and low-interest loans for solar panels, heat pumps and batteries.
  • The plan aims to help lift up to five million homes and up to one million families out of fuel poverty, building on last year's measures that took an average of £150 off energy bills.
  • Funding includes specific pots such as £15 billion for low-income households, £2 billion for consumer loans, and £2.7 billion for heat pump schemes, officials detailed.
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The Independent broke the news in London, United Kingdom on Tuesday, January 20, 2026.
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