Why financial habits often matter more than income level

Why financial habits often matter more than income level

John Paul Caswell, president and managing principal of Baton Rouge’s Iron Horse Financial, believes that effective wealth building has less to do with income level than with intentional habits and consistent financial systems. He argues that many people mistakenly assume wealth comes naturally with a larger salary, when in reality discipline and planning are far more important. Caswell encourages young professionals to begin developing strong fi…