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Why Are Loan Defaults Rising Despite the Availability of Credit Risk Tools?
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Why Are Loan Defaults Rising Despite the Availability of Credit Risk Tools?
On June 10, 2025, the Monetary Policy Committee (MPC), through its chairman, Central Bank Governor Kamau Thugge, announced that the gross non-performing loans (NPLs) ratio in Kenya’s banking sector had climbed to 17.6 percent in April, up from 17.2 percent in February. This upward trend in loan defaults, particularly in real estate, personal and household, … The post Why Are Loan Defaults Rising Despite the Availability of Credit Risk Tools? fir…
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