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Where vacation homes dominate: Top US counties with the highest share of seasonal housing
UNITED STATES, JUL 31 – Over 6 million second homes exist nationwide, with mortgage rates expected to drop to 6.25% in 2025, potentially increasing demand for vacation properties, experts say.
- An analysis conducted in 2023 using housing data from 2020 revealed that more than 4.3 million properties nationwide were designated as seasonal vacancies, representing the largest segment of unoccupied housing in the United States.
- This high number results from strong demand in counties where seasonal homes make up at least half of vacant units, especially in scenic and tourism-rich areas.
- Florida and Massachusetts lead with notable county-level seasonal home concentrations, such as 69,007 in Lee County, FL, and 54,267 in Barnstable County, MA, affecting local housing dynamics.
- As of June 26, 2025, the 30-year mortgage rate stands at 6.77%, with projections suggesting it could fall to 6.25% by late 2025, potentially reducing monthly payments by $400 on a $1 million loan.
- This potential rate decline may increase high-income buyers’ interest in seasonal homes, intensifying seasonal market impacts and influencing local real estate availability and prices.
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22 Articles
Helena Independent Record+20 Reposted by 20 other sources
Where vacation homes dominate: Top US counties with the highest share of seasonal housing
Wealth Enhancement reports that vacation homes are reshaping U.S. real estate, with over 6 million second homes concentrated in scenic areas.
·Helena, United States
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Total News Sources22
Leaning Left1Leaning Right0Center20Last UpdatedBias Distribution95% Center
Bias Distribution
- 95% of the sources are Center
95% Center
C 95%
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