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What is a negotiable certificate of deposit​ (NCD)? - CEO North America

Summary by Chief Executive Officer North America
Are you looking to invest at least six figures in a certificate of deposit (CD)? Your search for the right CD might lead you to consider jumbo CDs or a similar — but less common — product called negotiable CDs (NCDs). While a negotiable CD can look like an attractive option for large deposits, it’s not likely to be your best choice. Why? First, you’ll be hard-pressed to find a bank that still offers NCDs to individuals. Second, these CDs are oft…
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Chief Executive Officer North AmericaChief Executive Officer North America

What is a negotiable certificate of deposit​ (NCD)? - CEO North America

Are you looking to invest at least six figures in a certificate of deposit (CD)? Your search for the right CD might lead you to consider jumbo CDs or a similar — but less common — product called negotiable CDs (NCDs). While a negotiable CD can look like an attractive option for large deposits, it’s not likely to be your best choice. Why? First, you’ll be hard-pressed to find a bank that still offers NCDs to individuals. Second, these CDs are oft…

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Chief Executive Officer North America broke the news in on Thursday, February 20, 2025.
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