EAST SPENCER — One comically large key later, a veteran and his family unlocked their new Rowan County mortgage-free home with the help of Freedom Alliance, U.S. Bank and Adams Homes. U.S. Marine Corps Corporal William Higgins and his family are the newest residents of East Spencer as part of the U.S. Bank’s Housing Opportunities after Military Engagement (HOME) program and Freedom Alliances’ Heroes to Homeowners program. The U.S. Bank HOME prog…