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Vendor take-back mortgages surge as traditional lending tightens
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Vendor take-back mortgages surge as traditional lending tightens
Seller-financed deals—specifically vendor take-back (VTB) mortgages—aren’t just surviving in Canadian real estate. They’re booming. According to CoStar Canada, VTB transaction volume surged from $767 million in 2021 to $3.5 billion by the end of 2023, marking a nearly fivefold increase in just two years. This isn’t a fringe trend. It’s a fast-maturing part of the financing landscape, especially for private sales and deals that fall outside conve…
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