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Vacation-Home Mortgages Have Risen Since the Pandemic Housing Boom - The MortgagePoint

In 2025, U.S. homebuyers secured 4.1% more second-home mortgages compared to the previous year, as reported by Redfin. This represents the first annual increase in four years, following a series of declines from the peak observed during the pandemic in 2021 until 2024. In contrast, mortgages for primary residences experienced a year-over-year increase of 1% in 2025, following a 2% rise in 2024. The market for second-home purchases is beginning t…
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themortgagepoint.com broke the news on Friday, July 31, 2026.
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