Using credit as a tool, not a trap

Using credit as a tool, not a trap

In today’s fast-moving world, credit can be your financial best friend—or your worst enemy.  For many in Houston’s Black community, credit has often been associated with stress, rejection or predatory traps. But financial experts say it’s time to shift that narrative. Used wisely, credit can open doors to homeownership, education, business expansion and long-term wealth. Experts say credit is more than borrowing, it’s about building. Credit: to…