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US woman uses ChatGPT to pay off nearly ₹20 lakh in credit card debt

  • In June, Jennifer Allan used ChatGPT to create a 30-day challenge, paying off nearly ₹19.7 lakh in credit card debt.
  • Allan accumulated $23,000 in credit card debt due to unexpected medical expenses after her daughter's birth, despite having a stable income, which failed to prevent the debt from rising.
  • ChatGPT helped Allan uncover over $10,000 in forgotten funds and saved $600 monthly on groceries through personalized tips.
  • Building on her social media sharing, Allan inspired many single mothers to take control of their finances through AI-driven challenges.
  • Amid rising US household debt of $18.2 trillion, experts see AI tools like ChatGPT potentially transforming personal money management.
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Live Mint broke the news in New Delhi, India on Tuesday, July 1, 2025.
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