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US mortgage refi window stuck closed as wide spread, not Fed cut, keeps rates high
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US mortgage refi window stuck closed as wide spread, not Fed cut, keeps rates high
NEW YORK, July 5, 2026, 16:04 EDT Freddie Mac (OTCMKTS:FMCC) reported the U.S. 30-year fixed mortgage rate at 6.43%, the lowest in seven weeks. But Zillow Group (NASDAQ:Z) quotes had the 30-year purchase loan at 6.49%. (Freddie Mac) Norada on July 4 posted that Zillow data showed the 30-year refi rate at 6.72%, a level…
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