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US home insurance becoming increasingly unaffordable: IRC
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US home insurance becoming increasingly unaffordable: IRC
The average cost of home insurance in the US has increased faster than inflation over the past 20 years, driven by natural disasters, higher repair costs, supply chain disruptions, and population shifts into high-risk areas, according to the Insurance Research Council (IRC). A new research brief from the IRC finds that insurance spending has consistently outpaced income growth, with affordability reaching its lowest point in 2024. In 2022, US ho…
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