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TransUnion and FrontLobby to Launch Rental Payment Reporting on Credit Files
This integration allows consistent, on-time rent payments to build credit files separately from debt, benefiting over 60,000 housing providers and more than one million rental units.
- TransUnion and FrontLobby will integrate rental payment data into TransUnion’s alternative data reporting system, announced Jan. 28, 2026 via Globe Newswire from Toronto, Calgary, and Vancouver.
- Over five million Canadian households rent their homes, and rent is typically the largest monthly expense yet historically rarely contributed to credit reports.
- FrontLobby reports that it serves over 60,000 housing providers with more than one million rental units, and members reported up to a 92% reduction in delinquencies.
- TransUnion will place rent payments in a dedicated category separate from traditional credit obligations, keeping rental data outside the core credit file to help renters improve credit without being treated as debt.
- Embedding rent data positions housing providers to gain enhanced insights and tenant stability, while TransUnion's investments suggest rent reporting could expand into marketing, fraud, risk and advanced analytics.
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TransUnion and Zenbase Bring Rental Payment Information to Credit Reports
Approximately five million Canadian households rent their homes1; rental payments on credit reports could help millions showcase responsible payment behaviour, marking a major step forward in financial inclusion
·Cambridge, Canada
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Total News Sources7
Leaning Left4Leaning Right2Center1Last UpdatedBias Distribution57% Left
Bias Distribution
- 57% of the sources lean Left
57% Left
L 57%
14%
R 29%
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