I’m 38. I’ve paid into Social Security since I was 16, and I’ve run the numbers on what I’m buying. Under the government’s own projections released this June, the trust fund that pays benefits runs dry in 2032 — six years from now. After that, unless Congress acts, every beneficiary takes an automatic cut of about 22 percent. That’s the deal my generation is currently signed up for: a lifetime of contributions in exchange for a program scheduled…