Three ways student loans could change - and what it would mean for your repayments

Three ways student loans could change - and what it would mean for your repayments

The Government is coming under increasing pressure to reform the student loans system, under which many graduates are trapped making repayments for decades. Most of the attention in recent weeks has focused on “plan 2” loans – given to students who started university between 2012 and 2022 and are from England and Wales. These loans attract high levels of interest and the earnings threshold which graduates start having to make repayments towards …

Who Should Pay For University - Are Plan 2 student loans 'unfair'?

On average, students now leave university with just over £50,000 in student loan debt.   Repayments are income-contingent: many graduates will repay little or nothing, while others repay 9% of their income above a threshold for decades, often watching the outstanding balance rise.

U.S. Department of Education proposes new repayment plans, changes to graduate student loan caps

The U.S. Department of Education announced on Jan. 29 possible changes to student loan repayment plans and reductions to higher education costs.  The One Big Beautiful Bill Act, which became law in July 2025, eliminated the Graduate PLUS loan program, a federal student loan given to graduate and professional students. The Department of Education wrote in a new release that the program “allowed unlimited borrowing and contributed to rising gradua…

Major changes to student loan borrowing and repayment are coming. Here’s what to know

If you or your child are planning to borrow to help pay for college this fall, get ready for your student loan options to look a lot different. President Donald Trump’s signature One Big Beautiful Bill Act, passed by Congress …