US Edition
Americans on ACA Health Plan Could See Premiums Spike without Congressional Action
Without extension, premiums could rise over 75% and 4 million Americans may lose coverage, risking a significant rollback of Affordable Care Act gains, experts warn.
- Congress must decide whether to continue the temporary increase in premium tax credits, which are currently scheduled to end after 2025, a move that will impact millions of Americans nationwide.
- These credits were expanded during the American Rescue Plan to increase eligibility and reduce premiums, but Republican reluctance and unclear Democratic priorities complicate extension efforts.
- Maine’s insurance rates are set to rise sharply next year, with a 24% average increase in the individual market and 17.5% for small businesses, driven partly by uncertainty over the credits.
- Maine Insurance Superintendent Bob Carey warned a 60-year-old couple earning about $90,000 could face $25,000 annually in premiums if credits lapse, while the CBO estimates nearly 4 million Americans could lose coverage, which Sen. Collins called "the last thing I want to see happen."
- Failure to extend the credits risks large premium hikes, increased uninsured rates, and negative economic effects such as reduced entrepreneurship and job growth across affected states.
11 Articles
11 Articles
Bipartisan House Members Push for Extension of Obamacare Enhanced Tax Credits
A bipartisan group of House members has introduced a bill to extend certain tax credits for Obamacare enrollees, which are set to expire at the end of the year. The bill, sponsored by Rep. Jen Kiggans (R.-Va.) and Tom Suozzi (D-N.Y.), would extend the “enhanced” premium tax credits for one year, avoiding an abrupt end to a financial benefit many Americans have come to rely on. “While the enhanced premium tax credit created during the pandemic wa…
Americans on ACA health plan could see premiums spike without Congressional action
(NEXSTAR) – Millions of Americans who rely on Affordable Care Act insurance could see their premiums surge next year if Congress doesn’t act. Democrats are warning that costs will skyrocket when COVID-era subsidies expire at the end of the year. “Healthcare premiums are about to skyrocket,” said Rep. Hakeem Jeffries (D-N.Y.). Lawmakers grill RFK on vaccine policies and CDC overhaul According to the Kaiser Family Foundation, the average Ame…
Mills calls on Congress to extend tax credit to help Mainers afford health insurance
Gov. Janet Mills gives her state of the budget address in January 2025. (Photo by Jim Neuger/ Maine Morning Star)The Maine Bureau of Insurance announced steep increases in 2026 health insurance premiums for more than 100,000 Maine people on Thursday, prompting Gov. Janet Mills to ask Congress to extend a tax credit to insulate people from those higher costs. The enhanced premium tax credit lowers the cost of health insurance for people who buy c…
NASHP: Significantly Higher Insurance Costs in 2026 if Tax Credits
Thu, 09/04/2025 - 4:02pmvia the National Academy for State Health Policy (published by Covered California): Marketplace enrollees from across the country joined State-based Health Insurance Marketplace leaders and insurance experts at a virtual press conference today to discuss the immediate, real-world impacts of potentially losing their health insurance tax credits. More than 24 million Americans enrolled in Health Insurance Marketplaces have …
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