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The State of Mortgages in 2025: Percent of Equity-Rich Properties for the Fourth Quarter 2025
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The State of Mortgages in 2025: Percent of Equity-Rich Properties for the Fourth Quarter 2025
What is the Current Percentage of Mortgaged Residential Properties that are Equity-Rich in the U.S.? In the fourth quarter of 2025, homeowner equity across the U.S. continued to soften compared to both the prior quarter and the same period last year. Percentage of Equity-Rich Properties: 44.6% of mortgaged residential properties were considered equity-rich, meaning homeowners owed no more than half of their property’s estimated market value. Qua…
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