The Community Reinvestment Act is a Strategic Opportunity for Banks, Not a Regulatory Hurdle » NCRC

The Community Reinvestment Act is a Strategic Opportunity for Banks, Not a Regulatory Hurdle » NCRC

The Community Reinvestment Act (CRA) mandates that banks invest in the communities they serve, with a particular focus on reinvestment efforts in low- and moderate-income communities. Although these mandates are often viewed as merely compliance requirements, that perspective overlooks the broader purpose and opportunity of the CRA to shape growth, capital allocation and risk management for banking institutions.