Texas Home-Insurance Costs Are Skyrocketing. State Leaders Don’t Have Many Solutions.

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Texas Home-Insurance Costs Are Skyrocketing. State Leaders Don’t Have Many Solutions.

Around a decade ago, Kat and Giles Roberts bought a three-thousand-square-foot house in Clear Lake, the southeast Texas town on Trinity Bay that is best known as the home of NASA’s Johnson Space Center. Until last year, the couple paid between $3,000 and $4,000 annually for home insurance. They didn’t make any claims until last spring, when they had to replace their roof after a hailstorm. The couple paid their $12,450 deductible out of pocket; …