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Survey: Men More Financially Confident in the New Year

This year, a NerdWallet survey conducted online by The Harris Poll found Americans are more often confident than not about withstanding money misfortune, with 62% saying they could endure a recession and 55% saying they could withstand income loss.
Analysts say the gap stems from several factors including financial literacy gaps, wage disparities—with women earning 85% of men’s pay in 2024 per Pew Research Center—and a broader gender confidence gap.
By gender, 65% of men versus 46% of women say they'd cope with income loss this year, though the survey notes higher confidence does not necessarily mean better outcomes.
Financial advisers say start with small, achievable emergency goals, as financial experts recommend saving for emergencies, paying off debt and investing, targeting an emergency fund of three to six months with an initial goal $500 to $1,000.
Given general self-confidence differences, reported readiness may reflect perception as much as capacity, as people with more resources better absorb shocks while investing early and regularly boosts confidence over time.

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Survey: Men More Financially Confident in the New Year

Americans’ financial confidence is strong coming into the new year, but some are feeling more equipped to deal with 2026 obstacles than others.A recent NerdWallet survey, conducted online by The Harris Poll, found that Americans are more often confident than…

5 days ago·Missoula, United States

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