Louisiana Residents Spend 12.58% of Income on Health Insurance, Study Finds

Louisiana residents spend 12.58% of income on health insurance, study finds

Louisiana ranked 7th in the WalletHub study of states with the highest percentage of median monthly household income spent on health insurance, with an average monthly premium of $637 accounting for 12.58% of the median income.

WalletHub looks at states where people spend the most and least on health insurance

NEW YORK — With individual health insurance premiums rising significantly in recent years, the personal-finance company WalletHub today released its report on the States Where People Spend the Most & Least on Health Insurance to shed light on where Americans are struggling the most to stay covered.To identify where Americans are shelling out the most and least for health insurance, WalletHub analyzed average premiums in each of the 50 states, th…

States Where People Spend the Most & Least on Health Insurance

Health insurance premiums have climbed sharply in recent years, rising by 5% for individual plans and 6% for family plans in 2025 alone. While costs have risen nationwide, some states are far more expensive than others. In the costliest states, health insurance premiums can consume nearly 21% of the median household income, compared to less than 5% in the most affordable states. To determine where health insurance is the biggest financial burden…