714 Is Typical Californian’s Credit Score. How Does that Rank?
- Last year, the average credit score for residents of California, determined by combining FICO and VantageScore data, was 714.
- This score emerged because California's credit data matched the national median in a range from 300 to 850.
- California ranked 24th among states, with the highest scores found in Minnesota at 734 and the lowest in Mississippi at 676.
- According to Experian, individuals with credit scores categorized as good are generally considered suitable candidates for various credit options, although they may not always qualify for the most favorable interest rates.
- This positioning suggests Californians generally have good credit access but may not qualify for the cheapest interest offers compared to higher-ranked states.
11 Articles
11 Articles

714 is typical Californian’s credit score. How does that rank?
Californians, on average, have “good” credit scores. To compare California’s bill-paying habits with those of other states, my trusty spreadsheet analyzed two rankings of credit scores. These are the curious grades, which bankers use to estimate their chances of being repaid by borrowers, score how well a consumer settles their debts. When we averaged state results from two leading bureaus – FICO and VantageScore – we found the typical Californi…
Stashpatrick Guide to the Minimum Credit Scores Lenders Will Accept – Mountain West Wire
Introduction to Stashpatrick credit scores and their importance Welcome to the world of Stashpatrick, where credit scores play a pivotal role in your financial journey. Whether you’re dreaming of homeownership, planning to drive off the lot in a new car, or simply looking for some extra cash through personal loans, understanding your credit score is crucial. Lenders use these scores as a key indicator of lending risk—essentially deciding how li…
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