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Stablecoins without dollarisation: Adopting the US GENIUS Act for Africa
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Stablecoins without dollarisation: Adopting the US GENIUS Act for Africa
On July 17, 2025, Washington passed a law that could shape Africa’s financial future. The GENIUS Act is the first national law in the US that deals with stablecoins. It says that issuers must keep dollar-for-dollar reserves, publish audits every month, and make sure that users have the first claim on assets in case of a crisis. It’s about fintech in America on paper. It may outline the key pillars supporting Africa’s $1.1 trillion mobile money e…
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