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Published 3 days ago • loading... • Updated 3 days ago

Smartphone to be locked for missed EMI? RBI’s new rules for lenders, defaulting borrowers explained

Summary by Times of India

The Reserve Bank of India (RBI) has laid out some guidelines for lenders on recovery of loans, and whether they can block or lock the device that has been purchased via EMI financing. This new framework will come into effect from January 1, 2027.

2 Articles

2 Articles

The Hindu Business Line

RBI loan recovery rules 2027: New rights for borrowers in default

New RBI loan recovery rules from January 2027 curb harassment, restrict recovery calls and visits, protect borrower privacy and regulate financed-device locking.

3 days ago·Chennai, India

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Smartphone to be locked for missed EMI? RBI’s new rules for lenders, defaulting borrowers explained

The Reserve Bank of India (RBI) has laid out some guidelines for lenders on recovery of loans, and whether they can block or lock the device that has been purchased via EMI financing. This new framework will come into effect from January 1, 2027.

3 days ago·India

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Stories disproportionately reported by the Left or the Right

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Leaning Left0Leaning Right2Center0Last Updated3 days agoBias Distribution

100% Right

Bias Distribution

100% of the sources lean Right

100% Right

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Times of India broke the news in India 3 days ago on Saturday, August 15, 2026.

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Stories disproportionately reported by the Left or the Right

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