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She thought she donated $50. A tap-to-pay scam took $1,000 instead
Experts warn tap-to-pay scams are spreading as victims can lose money quickly when thieves pressure them to approve fake donations.
In Detroit, a 26-year-old woman lost $1,100 after two men approached her at a store, soliciting donations. She intended to donate $50 but was charged significantly more.
Fraudsters exploit tap-to-pay systems by rushing victims through transactions or distracting them with stories. Perpetrators manipulate the device to charge a larger sum while the victim assumes they are authorizing a small donation.
Experts advise the public to 'check the exact dollar amount' on the device screen before tapping. Consumers should never feel pressured to finalize a payment, Susan Tompor notes.
To decline unsolicited requests for money while in public, experts suggest preparing a refusal script. If someone insists on using a mobile wallet or asks to tap a device, the recommendation is to walk away.
Security professionals urge consumers to remain vigilant and avoid interactions from unknown individuals. Such scams are gaining popularity as criminals find new ways to target unsuspecting individuals.