Dutch Freelancers, Self-Employed Face Mortgage Woes Amid Push to Take Salaried Jobs

Many self-employed people wonder whether their mortgage will remain affordable if they return to employment.

Dutch freelancers, self-employed face mortgage woes amid push to take salaried jobs

Dutch freelancers and self-employed individuals are increasingly concerned about the affordability of their mortgages as stricter enforcement by the national tax authority on bogus self-employment pushes many to consider salaried positions. For many, a regular job means a lower salary compared to their independent earnings, directly affecting disposable income and borrowing capacity, cautioned financial services provider Van Bruggen.