US Edition
How to Get an SBA Loan in 2025
- As of 2025, eligible small businesses in the United States can obtain government-backed loans ranging from $500 to $5.5 million through a federal agency that supports business financing.
- Businesses must meet size standards, operate for profit within the U.S., satisfy lender credit requirements, and demonstrate an ability to repay to qualify for SBA-backed loans.
- The SBA offers several loan programs including 7 loans up to $5 million, 504 loans up to $5.5 million through CDCs, and microloans up to $50,000 from intermediary lenders.
- Loan guarantees reduce lender risk by enabling funding for needs like real estate, refinancing debt, leasehold improvements, and purchasing equipment, often requiring borrower collateral or personal guarantees.
- The SBA application process involves five steps and supports startups and new businesses with resources like free counseling and a Lender Match tool to facilitate access to funding.
39 Articles
39 Articles
How to get an SBA loan in 2025 | News Channel 3-12
How to get an SBA loan in 2025 The U.S. Small Business Administration (SBA) is a government agency that provides free business counseling, SBA-guaranteed business loans, home and business disaster loans, and federal government contracting resources, LegalZoom explains. What is an SBA loan? There are two categories of SBA loans: SBA-guaranteed business loans. The SBA sets loan guidelines and guarantees business loans provided by approved lenders…
The Billings Gazette
How to get an SBA loan in 2025
LegalZoom explains that the U.S. Small Business Administration provides free business counseling, SBA-guaranteed business loans, home and business disaster loans, and federal government contracting resources.
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