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Savings Account Statistics (2025)

Summary by WalletHub
Savings Account Statistics:Average savings account APY: 0.74% Average savings account balance: $22,292 Age group with the highest average savings balance: $34,492 (45-54 years) Personal Savings Rate (Percentage of Disposable Income Saved): 4.9% Savings accounts are a personal finance staple, along with checking accounts, with approximately 94% of Americans holding a checking, savings, or money market account. Common types of savings accounts inc…
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WalletHub broke the news in on Friday, May 30, 2025.
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