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Published • Wisconsin, United States • Updated

Regulation CC Threshold Adjustments - Wisconsin Bankers Association

Summary by wisbank.com
By Scott Birrenkott Every five years, the agencies amend Regulation CC to adjust for inflation dollar amounts relating to availability of funds. In May of 2024, FRB and CFPB issued a final rule amending Regulation CC with new adjustments. The effective date for the threshold adjustments is July 1, 2025. However, banks are permitted to implement those changes sooner if so desired. To summarize the inflation adjustments: • The first $225 becomes $…
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Regulation CC Threshold Adjustments - Wisconsin Bankers Association

By Scott Birrenkott Every five years, the agencies amend Regulation CC to adjust for inflation dollar amounts relating to availability of funds. In May of 2024, FRB and CFPB issued a final rule amending Regulation CC with new adjustments. The effective date for the threshold adjustments is July 1, 2025. However, banks are permitted to implement those changes sooner if so desired. To summarize the inflation adjustments: • The first $225 becomes $…

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wisbank.com broke the news in on Monday, May 19, 2025.
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