RBNZ cuts cost of controversial bank capital rules - will customers see savings?

RBNZ cuts cost of controversial bank capital rules - will customers see savings?

The Reserve Bank is making a multibillion dollar change to the way it regulates banks, backing down from 2019 rules fiercely defended by former Governor...

RBNZ pledges increased debt availability and lower interest rates as it reduces banks' high quality capital requirements

Regulatory capital changes for banks will reduce their funding costs and bolster credit availability, RBNZ says

RBNZ Eases Capital Rules for Banks

The Reserve Bank of New Zealand (RBNZ) has announced it will lower some capital requirements for the country’s banking sector. This decision follows a review of the rules introduced in 2019. However, the RBNZ has stated that the requirements will remain above international levels, reflecting a relatively conservative approach. The four major Australian-owned banks operating in New Zealand will see adjustments to their capital requirements. Commo…

RBNZ expects new bank capital requirements to lower rates

The new settings will be phased in from early 2026

Easing of bank capital requirements welcomed

Finance Minister Nicola Willis has welcomed the Reserve Bank’s decision to ease Bank capital requirements. The Reserve Bank announced today that it was winding back some of the additional capital requirements imposed on banks in 2019 including adjusting risk weights. “Since 2019 concerns have been raised that the Reserve Bank’s capital settings may be undermining competition and reducing lending to New Zealanders. “Higher costs for banks transla…