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Ranked: The cheapest and most expensive cars to insure in 2026. What’s driving the difference?

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Tricky_Shark // Shutterstock   A new analysis of more than 3,000 vehicle models finds that the annual gap between the cheapest and most expensive cars to insure is around $4,400. The analysis, conducted by CarInsurance.com, ranks vehicles from the most affordable to the most expensive to insure. The findings show a clear divide: Safe, affordable compact SUVs and crossovers are among the least expensive to insure, while luxury, high-performance m…

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Santa New MexicanSanta New Mexican
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Ranked: The cheapest and most expensive cars to insure in 2026. What’s driving the difference?

CarInsurance.com reports that analysis shows a $4,400 insurance cost gap between vehicles. Luxury cars like BMW’s M-series are pricier, while models like Subaru Crosstrek are cheaper to insure.

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Santa New Mexican broke the news in on Wednesday, February 18, 2026.
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