Optimal Blue report: Mortgage demand strengthens as purchase activity and pull-through rebound

Optimal Blue report: Mortgage demand strengthens as purchase activity and pull-through rebound

Purchase locks reached their highest level since early spring as pull-through rates rebounded and non-conforming lending climbed to a multi-year high

Conforming Loans Slip Below Half Of Mortgage Production: Optimal Blue

The U.S. mortgage market continues to generate more purchase business, but where that business is being written is changing.New data from Optimal Blue's June 2026 Market Advantage report shows purchase rate-lock volume increased 10% from May and 14% from a year earlier, accounting for more than 81% of all mortgage locks. At the same time, conforming loans fell below half of all production for a third consecutive month, underscoring a growing shi…