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Open Enrollment Under the Affordable Care Act Began Nov. 1. Here’s How Much Premiums Could Increase
Enrollment runs Nov. 1 to Jan. 15 with premiums rising 26% on average and risk of tax credit expiration that could double costs, says KFF.
- On Nov. 1, Washington Healthplanfinder opened for Washingtonians without employer, spouse or government coverage, reopening its Customer Support Center after closing Oct. 31 for readiness.
- Rising insurer prices and expiring subsidies create urgency, with insurers charging 26% more in 2026 and premiums potentially more than doubling if expanded premium tax credits end, according to KFF.
- Help is available in more than 200 languages and community-based trusted resources assist enrollment, while customers can call the Customer Support Center at 1-855-923-4633 during weekday hours.
- For coverage starting Jan. 1, people must apply by Dec. 15, as open enrollment ends Jan. 15, with plans beginning Feb. 1 for those who apply by Jan. 15.
- HealthCare.gov published 2026 pricing last Tuesday for enrollees, and ACA marketplaces opened Saturday with costs expected to significantly rise for many.
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