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Obamacare insurers ask for second-highest premiums increase in nearly a decade

Insurers cite rising medical costs, subsidy losses and a sicker enrollment mix as the main drivers, according to KFF.

  • On Wednesday, July 8, 2026, health policy research group KFF reported that insurers are requesting a median premium increase of 14% for 2027 Affordable Care Act plans.
  • Insurers cite a smaller, sicker patient pool and the expiration of enhanced tax credits as primary drivers, alongside rising medical costs including hospital and prescription drug spending.
  • KFF analyzed filings from 77 insurance plans across 16 states and Washington, D.C., finding nearly half of insurers are seeking 2027 rate increases of 10% to 15% over 2026 levels.
  • Cynthia Cox, senior vice president and director of the program on the ACA at KFF, described the situation as a "triple hit" for individuals who do not qualify for financial help.
  • Insurers have until July 15 to submit final ACA paperwork, meaning these preliminary 2027 projections may shift as federal and state regulators complete their review.
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Center

Obamacare premiums likely to surge again next year

Health insurance premiums are likely to grow more expensive next year for those who buy Marketplace plans, after increases this year. Affordable Care Act Marketplace insurers are proposing a median premium increase of 14% for 2027, which would be a…

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  • 48% of the sources are Center
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arcamax.com broke the news on Wednesday, July 8, 2026.
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