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Obamacare enrollment drops after enhanced premium subsidies expire

Enrollment remains steady with 1.9 million Californians signed up despite subsidy end; state allocated $190 million for low-income premium support, says Covered California.

  • Covered California data show enrollment remains steady with 1,906,033 Californians enrolled for 2026 coverage as of Jan. 17, less than 1% lower than last year despite subsidy expiration.
  • The 2021 subsidy expansion by U.S. Congress temporarily removed income caps and capped premiums at 8.5%, but this year people with incomes above 400% of the federal poverty level lost aid.
  • The state allocated $190 million to subsidize premiums for households up to 165% of the federal poverty level, with nearly half of enrollees paying $10 or less and 17% of renewers paying nothing.
  • Thousands of middle-class Californians face premiums thousands higher as a Los Angeles couple with two children and $90,000 income sees their Silver plan rise 69% to $699 this year.
  • The deadline to sign up is Saturday at CoveredCA.com, while Jessica Altman warned coverage drops may rise as people receive higher bills this month, risking medical costs and penalties for uninsured Californians.
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Obamacare enrollment drops after enhanced premium subsidies expire

More than a million fewer people have signed up for Affordable Care Act coverage for 2026, according to federal data released Wednesday. The drop comes after the expiration of the enhanced federal premium subsidies caused monthly payments to skyrocket for many enrollees.

·Atlanta, United States
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arcamax.com broke the news in on Wednesday, January 28, 2026.
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