From October 1, You Can No Longer Request Money On UPI. Here's Why

From October 1, You Can No Longer Request Money On UPI. Here's Why

NPCI to stop UPI P2P collect requests from Oct 1, 2025, for better security and fraud reduction. Users need to switch to new payment methods.

NPCI to ban P2P collect requests on UPI from October

New Delhi: In order to address financial fraud, National Payments Corporation of India (NPCI) has directed banks and payment apps to halt all peer-to-peer (P2P) "collect requests" from October 1.  But merchants can continue to submit collect requests. The "collect request" or "pull transaction" feature allows a user to request money from another subscriber through UPI, a facility often misused by fraudsters to trick users into authorising paymen…