No gift money? No problem. How to afford a house on your own
- On April 3, 2025, an article discussed home buying without family financial gifts.
- Many first-time home buyers lack family gifts for a down payment or closing costs.
- Arica Rucker with Century 21 in Charlotte finds buyers excited about financial assistance.
- Rucker stated, "They're in disbelief," reflecting buyers' surprise; one in four use family help .
- Down payment and closing cost assistance programs exist; exploring them could save thousands.
26 Articles
26 Articles

No gift money? No problem. How to afford a house on your own
By Abby Badach Doyle, NerdWallet When you’re saving for your first home, it’s natural to wish for a helping hand. It might even feel like everyone else is getting a check from Mom and Dad. But if you don’t have a financial head start, where should you begin? The good news: Homeownership isn’t just for the lucky few with a windfall. In fact, most first-time homebuyers don’t wait for one. According to the National Association of Realtors, only one…
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