Refi Rates Ride High: Current Refinance Rates on July 21, 2025

Refi Rates Ride High: Current Refinance Rates on July 21, 2025

Several key refinance rates increased this week, but refinancing could be still make sense for other reasons.

Mortgage Rates Today July 21, 2025: Purchase Rates Stable, Refinance Rates Rise

Stable purchase mortgage rates today at 6.87% with refinance rates rising slightly to 7.17% as of July 21, 2025, says Zillow data.

Mortgage refinance rates lowest in NY, CA, and NC

A new interactive map reveals significant regional variations in 30-year mortgage refinance rates across the United States. Currently, homeowners in New York, California, and North Carolina are enjoying the most favorable refinancing conditions in the country. The tool allows users to check the current average 30-year mortgage refinance rates for any state, providing valuable information for homeowners considering refinancing their properties in…