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Miami vs. Indiana predictions: Expert picks and odds for 2026 College Football Playoff championship game

Indiana enters the CFP title game undefeated with a top-five offense and defense led by Heisman winner Fernando Mendoza, despite Miami's home-field advantage at Hard Rock Stadium.

  • On Monday, Jan. 19, the Miami Hurricanes and Indiana Hoosiers will meet at Hard Rock Stadium, Miami Gardens, Fla., with kickoff at 7:30 p.m. ET; Caesars lists Indiana as-7.5 favorite with a-300 moneyline.
  • With semifinal victories in hand, Indiana reached the final after defeating Oregon 56-22 in the Peach Bowl, while Miami advanced with a 31-27 Fiesta Bowl win over Ole Miss.
  • Beck enters the game with a 67.4 completion percentage during this run and one interception in three playoff games, while Miami averages 38.7 rushing attempts and 173 yards per game.
  • Miami Hurricanes will try to seize a sixth national title while playing at home, their first home-field title game since the 1990s, as Indiana aims to become the first 16-0 FBS team.
  • Experts' score picks vary, including Indiana 31, Miami 19, with outlets reminding bettors they must be 21 or older and wager responsibly.
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Bias Distribution

  • 46% of the sources are Center
46% Center

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ncaa.com broke the news in on Saturday, January 10, 2026.
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