Medicare’s Hidden Fertility Problem

Medicare’s Hidden Fertility Problem

Medicare is not merely a senior health program; it is an elaborate intergenerational contract with a hidden clause: it quietly runs on a tax structure that is dependent on the birth rates among current workers. And that structure is crumbling. The United States is facing a birth rate crisis. Fertility levels have fallen below the replacement rate, leading to an aging population and fewer workers to support it. This isn’t just a statistical anoma…