US Edition
Medical students fret over the new student loan cap in the 'big, beautiful bill'
UNITED STATES, JUL 9 – The new law limits graduate loan amounts and introduces a Repayment Assistance Plan affecting 13 million borrowers enrolled in income-driven repayment programs, officials said.
- On July 4, 2025, President Donald Trump signed H.R.1, the One Big Beautiful Bill Act, overhauling the federal student loan repayment system.
- President Donald Trump signed the nearly 1,000-page H.R.1 legislation on July 4, 2025, overhauling the federal student loan system to include new repayment plans and borrowing caps.
- Following the overhaul, over 13 million borrowers are enrolled in income-driven plans, with 8 million in SAVE experiencing paused payments due to litigation.
- Medical students warn that the new law's loan caps and repayment changes threaten their ability to afford medical education and worsen physician shortages, endangering healthcare access.
- Beginning July 2026, borrowers with new loans must switch to the standard or RAP plans by July 2028, impacting future medical students' repayment options.
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What’s Next After Trump Signed “Big Beautiful Bill”
Colleges should start communicating with students about the changes while bracing for state budget cuts, higher ed experts say. Since the passage last week of President Trump’s domestic agenda, the Department of Education now has less than a year to carry out what policy analysts are calling the most significant overhaul to federal student aid in more than a decade, raising questions about whether the agency can pull it off.
Spectrum Local News
Republicans cap federal student loans for graduate students
The provision is part of President Donald Trump’s signature bill.
Medical students fret over the new student loan cap in the 'big, beautiful bill'
A provision tucked inside a sweeping bill signed into law by Trump last week will make it harder for aspiring doctors to finance their education as the country faces a growing shortage in that profession.
Higher Education Highlights from the One Big Beautiful Bill Act
On July 4, 2025, President Donald Trump signed H.R.1 – the One Big Beautiful Bill Act (OBBBA) into law. This sweeping legislation touches nearly every aspect of federal policy, including tax reform, social programs, immigration, defense, and notably, higher education. While some controversial proposals—like cuts to the Pell Grant program and a 21% endowment tax—were ultimately excluded or significantly reduced, the final bill introduces signific…
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