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Martin Lewis warns car insurance prices set to rise again

Lewis said renewal rules can block cheaper online offers, with car insurance prices about 20% to 25% lower than two years ago.

  • Consumer expert Martin Lewis warned drivers that they may be overpaying for insurance, revealing that cheaper deals found online do not always apply to renewals.
  • Lewis explained that existing customers are protected within a channel, but he added a critical limitation: "If you go to a brand new comparison site that wasn't where you got your existing policy, the law doesn't apply."
  • At the Ideal Home Show in London, Lewis noted that insurance prices have dropped about 20 to 25% over the last two years, but he warned: "They are about to start rising under most predictions."
  • Global pressures could drive costs higher, with Lewis stating: "Because of what's going on in the Middle East, knock-on inflation, costs feed into everything." Shocks often impact insurance pricing regardless of your driving.
  • Shopping around remains recommended, as different comparison sites offer different pricing rules; you cannot assume your renewal will be cheap, as Lewis advised: "You have no legal right to reclaim the difference.
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Worcester NewsWorcester News
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Martin Lewis warns car insurance prices set to rise again

Drivers are being warned after Martin Lewis revealed a little-known car insurance rule that means cheaper deals online may not apply to your renewal.

·Worcester, United Kingdom
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Worcester News broke the news in Worcester, United Kingdom on Friday, April 17, 2026.
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