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Lloyds Banking Group: Banking Giant Reveals Higher-than-Expected Profit for First Half of 2025

UNITED KINGDOM, JUL 24 – Lloyds Banking Group’s profit rose 5% in H1 2025, driven by mortgage lending to 33,000 first-time buyers and a 15% interim dividend increase despite Supreme Court risks.

  • On July 24, Lloyds Banking Group reported statutory profit before tax of £3.5 billion, up 5% year on year and above the £3.2 billion analysts forecast.
  • Customer demand pushed total lending up by £11.9 billion, driven by about 33,000 first-time buyers, while deposits climbed £11.2 billion.
  • The group’s net interest income grew 5% to £6.7 billion, while the net interest margin improved 10 basis points to 3.04%.
  • Investors saw shares flat as Lloyds plans an interim dividend of 1.22p, equivalent to £731 million.
  • An impending Supreme Court decision on motor finance commissions is expected soon, which analysts say could cost the banking industry up to £30 billion.
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L'AGEFI broke the news in on Wednesday, July 23, 2025.
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