Cover Me is a column highlighting the stories behind great album covers, as told to Grant Sharples by the artists and bands who made them. “That old-time, lo-fi, DIY, rock and roll… nights!” So goes the refrain of “Chance to Bleed,” a highlight of Kurt Vile’s latest record, Philadelphia’s been good to me (out May 29 on Verve). That recurring line extends into my recent conversation with Vile himself, who’s quick to point out his lo-fi, DIY origi…