Only 3 of the Top 50 US Housing Markets Meet an Industry Affordability Standard

Is Houston still affordable? Perhaps not for much longer

Houston's median home prices soar, far outpacing incomes. Climate threats and insurance costs could worsen affordability issues, warns Kinder Institute report.

Only 3 of the top 50 US housing markets meet an industry affordability standard

Very few major U.S. housing markets remain affordable for typical earners.

Housing crisis deepens as 47 major metro areas now require homebuyers to spend more than 30% of income

The 30% rule — one in which potential homebuyers limit their mortgage payment to 30% of their monthly income — is a common standard that homebuyers typically follow so that the yearly cost of a home doesn’t put too much of a strain on their finances.However, according to a new report from Realtor.com, places where homebuyers can follow that recommendation when buying a home are becoming fewer and farther between in the country’s major metropolit…

Is the 30% Rule Unattainable in 2025? Typical U.S. Household Needs to Spend ~45% of Income to Afford the Median-priced Home - News (NASDAQ:NWSA), News (NASDAQ:NWS)

Pittsburgh, Detroit, and St. Louis are the only affordable large metros, while buyers in Los Angeles potentially need to spend more than 100% of the median income on a home AUSTIN, Texas, June 25, 2025 /PRNewswire/ -- In today's major housing markets, affordability isn't just strained, it's nearly extinct. According to a Realtor.com® Affordability Report, the typical U.S. household would need to spend 44.6% of their income to afford a median-pri…

Top 10 Counties with the Largest Annual Increase in Affordability Indexes in Q2 2025

According to ATTOM’s Q2 2025 U.S. Home Affordability Report, 99 percent of counties with enough data to analyze saw median-priced single-family homes and condos become less affordable in Q2 2025 compared to historical averages. This marks the 14th straight quarter where owning and maintaining a median-priced home has consumed a greater share of the average U.S. wage than what’s been typical historically. https://www.attomdata.com/wp-content/upl…

Only 3 Major U.S. Cities Still Pass Affordability Test: Report

When the typical U.S. household has to fork over 44.6% of their income just to afford a median-priced home, financial advisors start getting a touch of anxiety. The latest Realtor.com® Affordability Report, released today based on May 2025 housing data, reveals that homebuyers are stretching their budgets far beyond their comfort levels, exceeding the traditional… The post Only 3 Major U.S. Cities Still Pass Affordability Test: Report appeared f…